Hiring for Credit Analyst at CRISIL, Pune, Maharashtra, India
CRISIL Limited is hiring for Credit Analyst positions
Position: Credit Analyst
Location: Pune, India
Department: Global Analytical Centre (GAC)
Qualifications: Post Graduate (Finance/Commerce, Prefferable)
Exp: 0-3 year of Exp.
Mandatory Skills: Financial Analysis, Ratio Analysis, logical reasoning
Job Description
Functional Responsibility / Domain Related
Support global Credit Analyst(s) in analysing the performance of a portfolio of structured finance transactions, and in responding to credit events
Assist global Credit Analyst(s) in cash flow analysis, including for complex deals
Analyse industry dynamics and regulatory trends
Prepare internal credit research reports and notes. Assist global Credit Analysts in preparing publishable credit reports.
Model and regularly maintain structured finance deals (RMBS, ABS, CMBS, etc. across regions) using proprietary platforms; ensure the correctness of the cash flows. Modelling involves:
o In-depth understanding of transaction documents such as Offering Circular, Indenture, Swap Agreement, etc. to understand the structure and features of the deals
o Preparing set up files
o Writing appropriate conditions & payments structure in the tool needed to generate the required output and make it ready for investors
Model maintenance involves regular testing and validation of models based on the most recent reports, statements published by issuers, servicers, understanding payment structures and revising the model to be in sync with expected outcome
Stay abreast of the latest developments in the structured finance market and understand / be able to comment on their potential impact
Process Adherence
Focus on review / QC, adding analytical inputs when required
Create and maintain base level training, process manuals and documentation to ensure smooth execution of tasks
Adopt the defined processes in day to day execution of assignments
Identify process improvement avenues and identify value added work
Ensure that new knowledge gained is retained and documented through operating manuals
Work with other teams and suggest methods to make the current process more efficient
Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures and Guidelines of the Organization.
Client Management / Stakeholder Management
Build and maintain relationships with international clients
Set expectations with clients regarding scope of work, timelines, etc.for routine tasks
People Development
Provide analytical mentoring to junior members of the team
Implement team-level initiatives
Familiarize new recruits to the team and organization
About CRISIL Limited
CRISIL is a leading, agile, and innovative global analytics company driven by its mission of making markets function better.
It is India’s foremost provider of ratings, data, research, analytics, and solutions with a strong track record of growth, culture of innovation, and global footprint.
It has delivered independent opinions, actionable insights, and efficient solutions to over 100,000 customers through businesses that operate from India, the US, the UK, Argentina, Poland, China, Hong Kong, Singapore, Australia, Switzerland, Japan, and the United Arab Emirates (UAE).
It is majority owned by S&P Global Inc, a leading provider of transparent and independent ratings, benchmarks, analytics and data to the capital and commodity markets worldwide.
CRISIL is committed to creating an open and equal workplace for a diverse workforce. We have been mindful of gender diversity at our workplace.
To know more: www.crisil.com
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